Terms of Use

Last updated: October 1, 2026

Educational Purpose

RefiCalc365 provides general mortgage-refinance calculations and educational information. It is not a lender, mortgage broker, real-estate broker, financial adviser, or provider of individualized financial advice.

Estimates

Results are estimates based on user inputs and simplified assumptions. Actual refinance costs and payments can differ because of lender fees, closing dates, escrow, taxes, insurance, mortgage insurance, credits, points, adjustable rates, loan programs, rounding, and other terms.

No Loan Offer or Recommendation

Nothing on this website is a mortgage quote, approval, commitment, offer to extend credit, or recommendation to refinance.

User Responsibility

Users should review official lender disclosures, contracts, and property-specific costs before making financial decisions.

Third Parties

The website may contain third-party links or advertisements. RefiCalc365 does not control third-party products, services, claims, websites, or policies.

Limitation of Liability

To the fullest extent permitted by law, RefiCalc365 and its owner are not liable for losses or damages arising from use of or reliance on this website.

Changes

These Terms may be updated from time to time.

← Back to Calculator